The financial services landscape is undergoing a major transformation, with Banking-as-a-Service (BaaS) emerging as a strategic model for innovation and growth. This report explores how banks can unlock new revenue streams by embedding financial services into third-party ecosystems through APIs, modular infrastructure, and cloud-native platforms. It builds on prior insights into platformisation, customer experience, and ecosystem strategies—now critical for staying competitive. Covering key components of a BaaS-ready tech stack, global fintech dynamics, and startup partnerships, this playbook offers banks a roadmap to thrive in a digital-first economy and redefine value delivery in the platform era.
A BaaS Playbook for Modern Banks
